Modern lending infrastructure that automates workflows, reduces processing time, and delivers exceptional borrower experiences.
Built for lenders across East Africa
From the first application to the last repayment, without spreadsheets.
Send a link and borrowers apply from their phone, in English or Swahili, one step at a time. Answers land on your desk already checked.
M-Pesa, Airtel Money and cash payments posted to the right loan and the ledger, with collections tracked month by month.
SMS and email before and after due dates, in the borrower’s language.
Instalments, fees and penalties worked out for you.
Everyone sees what they need, and every change is audited.
Borrowers fill in your form online, or staff enter it at the branch. Photos, IDs and signatures included.
Check guarantors and collateral, approve with the right role, and pay out. Every decision is on record.
Reminders go out before the due date, payments post themselves, and the portfolio stays current.
The tools that power the world‘s largest banks shouldn‘t be exclusive to Wall Street. We‘re bringing enterprise-level lending infrastructure to every financial institution, scaling from your first loan to billion-dollar portfolios.
The Loansfolio teamFrom community banks to fintech startups, lenders of all sizes rely on Loansfolio to streamline their operations, reduce risk, and deliver exceptional borrower experiences.
Microfinance Bank streamlined their commercial lending operations, cutting approval times from 3 weeks to 5 business days while maintaining rigorous risk standards.
Fintech startup automated their entire underwriting process, enabling them to handle 10x more loan applications with the same team size.
By implementing automated status updates and streamlined documentation, Heritage CU transformed their member lending experience and reduced complaints by 75%.
Streamline your lending operations with smart automation and real-time insights.